COUNTIES / PILOT

Compare county
hazard context.

5 reviewed county pages are live on Climate Atlas. Each page combines FEMA hazard ratings, modeled annual loss, exposure and resilience with historical heat, rain and El Niño winter context. Browse the pilot county profiles below, compare source labels and download the sample before scoping a portfolio review.

How should I compare county evidence?

Each page keeps source labels, units, observation windows and county codes (FIPS). Compare hazards and modeled losses, then list sources needed for location checks. Missing and non-rating statuses never mean low risk.

Open the five-county comparison ↗

Is a strong El Niño likely this winter?

Review the dated NOAA outlook alongside the historical winter records. See how past strong El Niño winters changed rain, temperature and flood claims in each county ↗

Which counties are covered?

Does Climate Atlas cover every county?

No. This pilot links only to its five reviewed county pages.

What does county context help with?

It helps compare areas and frame the next research question. It does not establish a building-specific conclusion.

Where can I inspect the source fields?

The sample workbook retains the original FEMA field names and labels.

Which county pages are live?

Live county comparison · FEMA source labels
County	Coastal flooding	Riverine flooding	Hurricane	Wildfire	Earthquake	Tornado	Heat wave	Modeled annual loss
Los Angeles, CA	Relatively High	Very High	No Rating	Very High	Very High	Relatively High	Relatively High	$7,601,846,373
Denver, CO	Not Applicable	Relatively High	Not Applicable	Very Low	Relatively Moderate	Relatively High	Relatively Low	$221,992,551
Miami-Dade, FL	Very High	Very High	Very High	Relatively Moderate	Relatively Low	Relatively High	Relatively High	$824,686,737
Harris, TX	Relatively High	Very High	Very High	Relatively Low	Relatively Moderate	Very High	Very High	$2,217,702,383
Chittenden, VT	Not Applicable	Relatively Moderate	Relatively Low	Very Low	Relatively Low	Relatively Low	Relatively Low	$40,136,955

How should I compare counties?

Start with the hazard that matters to your research question. Read riverine and coastal flooding separately. A category describes relative risk, while annualized loss describes modeled financial scale. Neither measure is a forecast for your portfolio. Larger county totals can reflect more people or assets as well as hazard conditions.

Use the county identifier to match your shortlist to the sample. Keep unmatched rows visible until the geography is resolved. Retain the source field, unit and observation window beside every copied value. Preserve No Rating and Not Applicable as labels; neither is a low-risk category or a substitute for zero.

Next, inspect exposure and community resilience. These measures describe county conditions, not the vulnerability of an individual building. Historical climate tables add another view of the area. Their sampling footprints differ from the FEMA county measures, so a change in heat or rain does not validate a hazard rating.

What should I do after choosing a county?

Download the free sample to inspect the fields locally. Use the comparison tool for a shared view of the reviewed counties. Read the methodology before interpreting a difference between places.

For a portfolio review, keep your location list beside the county evidence. Record which questions remain open: mapped flood zones, building condition, insurance and future scenarios need separate work. The county page helps frame those questions and retains the original labels for review.

See pricing for the proposed report scope, or review data access for coverage and format discussions. Confirm the requested counties before ordering. The pilot covers the listed county profiles. It does not provide statewide coverage.